Leboncoin and Vinted now permit you to pay to your purchases in installments. An software developed by the French agency Obvy certainly affords Web customers to pay for his or her purchases from particular person to particular person in 3, four or 10 occasions by way of financial institution card. We clarify the way it works.
In partnership with Banque On line casino, Obvy, a start-up based mostly in Bordeaux, affords a break up cost resolution to sellers and consumers on Leboncoin, Vinted and even Fb Market. Backed by Crédit Mutuel Arkéa, the service permits consumers to pay for his or her orders in 3, four or 10 installments by bank card. The service is proscribed to purchases as much as 6,000 euros.
To spotlight its supply, Obvy evokes the upsurge in scams on Leboncoin. With the cost service, the client ensures that their transaction is totally safe. For this, Obvy retains the funds paid by the client till the vendor has shipped the order. For his half, the vendor is assured to be paid on time.
On the identical topic: Vinted: the net gross sales platform is within the sights of 60 million customers
The way it works ?
Any transaction between people may be secured by Obvy. For instance, you could have come into contact with a purchaser / vendor on Leboncoin, Vinted, Fb, or any discussion board. However, each the client and the vendor will need to havean account on Obvy. To create an account, simply go to the official web site of the service.
As soon as all the data has been collected on the sale (names, merchandise, costs, and so on.), Obvy will ask the client for a number of identification paperwork. The agency claims that this course of is settled inside a couple of minutes. “Obvy mechanically affords you the variety of phrases to which you’ll subscribe, relying on the value of your buy. You’ll then be debited straight by way of your financial institution card ” Obvy explains on his web site.
Obvy’s break up cost service isn’t free. The agency takes 1.5% of the whole quantity of the transaction. “Transactions of 50 to 1,000 euros, the most typical, are charged 1.59% within the occasion of cost in three installments and a pair of.40% whether it is in 4 installments. A washer purchased 500 euros and paid in three installments then prices 7.95 euros extra or 12 euros further whether it is paid in 4 installments ” explains Charles-Henri Gougerot-Duvoisin, CEO of Obvy, to our colleagues at Le Parisien. The prices are shared between the vendor and the client. The vendor should pay a 1 euro payment on every sale of 100 €. What do you consider this cost resolution? We await your opinion within the feedback.
Supply: The Parisian